(267) 765-2080

Get the best refinance rate possible.

Our top rated mortgage advisors will shop around to find you a better refinance rate than a big bank can offer you.

*Monthly savings:  $132.10

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Lower your monthly payments.

Pay off your mortgage faster.

Cash out on your home equity.

Switch from an ARM to a fixed rate.

Why refinance?

With today's historically low interest rates, there's never been a better time to refinance. Our salaried mortgage advisors hunt down the lowest rates on the market and get your refinance done in just 30 days – that's 2-3x faster than the big banks.  If your mortgage rate is 4.25% or higher, it's worth a quick chat with a pressure-free, salaried mortgage advisor to see if refinancing makes sense for you.

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Refinance today.

Save money tomorrow.

Save more money.

Refinance faster.

Get cash now.

Why refinance with Houwzer?

"I had a great experience working with Casey for a second time. You couldn’t believe how responsive he is to all of my requests and questions, he knows what he is doing, he is trying to save your money as much as he can. Casey has always explained things very well. He will go over it & over it if you are having trouble understanding any part of the loan process. He is always my 1st choice, if I need loan help. HIGHLY RECOMMENDED!"

Rated 4.9 Out of 5 Stars From Over 850 Reviews

Dave B. | ★★★★★

Isaac T. | ★★★★★

Minh N. | ★★★★★

“I'd rate them 10 stars if possible. Casey is a total class act. Prompt responses to my emails, honest, straight forward with fees & rates, NO games, helpful, hard working, caring, thorough & more. He saved me money by telling me when to lock the rate & kept me updated through the whole process. He made it so easy, I didn't worry a bit. I could reach him ANY time. I've never dealt with such an honest, sincere, & good hearted mortgage broker like Casey. After calling quite a few of the brokers online, I didn't think there were honest & trustworthy mortgage brokers out there until I came across Casey.”

"Casey took care of my case personally. He knows the sensitivity of rate fluctuation and advised me of the timing and best case scenario to process the loan. After the refinance with him, I know I can always come back for any mortgage advise or contract. I feel that Casey cared more about my interests than just selling the loan."

Lock in your low rate today.

Get Started

Houwzer Mortgage is a mortgage broker. NMLS #1172936. All mortgage rates above apply to homes located in either DC, MD, NJ or PA. Licensed by the Pennsylvania Department of Banking and Securities, the New Jersey Department of Banking and Insurance, the Maryland Commissioner of Financial Regulation, the District of Columbia Department of Insurance, Securities, and Banking, and the Florida Office of Financial Regulation. Not available in all states.

Houwzer Mortgage is a mortgage broker. NMLS #1172936. All mortgage rates above apply to homes located in either NJ or PA. Licensed by the New Jersey Department of Banking and Insurance and the Pennsylvania Department of Banking and Securities. Not available in all states.

Use a rate/term refinance to:

  • lower your interest rate
  • lower your monthly payments
  • pay off your mortgage faster
  • switch from an Adjustable Rate to a Fixed Rate mortgage

Save Money

Chat With An Advisor

Net Promoter Score

Selling Price

Fees*

Cost Structure

Net Promoter Score

Selling Price

Fees*

Cost Structure

Over 30 years, that's a savings of

How much could you save refinancing today?

Loan Amount

Interest Rate

Monthly Payment (Principle & Interest)

$350,000

4.75%

$1,826

$350,000

$1,499

$250,000

3.85%

$1,172.02

Monthly savings:  $326.00

New Loan

Old Loan

3.125%*

(3.48% APR)

Here's an example for refinancing a 30 year fixed loan.

$117,519!

Loan Amount

Old Loan

New Loan

$350,000

4.75%

3.125%*

(3.48% APR)

$1,499

$350,000

Interest Rate

Monthly Payment

(Principal & Interest)

$1,825

Monthly savings:  $326

How much could you save refinancing today?

What's your goal?

Take Cash Out

Use a cash-out refinance to:

  • turn your home equity into cash
  • consolidate your debt
  • pay off high interest credit cards or auto loans
  • fund big expenses like home renovations, tuition, or emergencies
Chat With An Advisor

Use a rate/term refinance to:

  • lower your interest rate
  • lower your monthly payments
  • pay off your mortgage faster
  • switch from an Adjustable Rate to a Fixed Rate mortgage

Save Money

Chat With An Advisor

Take Cash Out

Use a cash-out refinance to:

  • turn your home equity into cash
  • consolidate your debt
  • pay off high interest credit cards or auto loans
  • fund big expenses like home renovations, tuition, or emergencies
Chat With An Advisor

What's your goal?

We'll find you the best rate on the market, rather than limiting your options to one lender’s products.

We'll help you get pre-approved in 24 hours and wrap everything up in just 30 days — 2-3x faster than a big bank.

When you need access to your equity, speed matters. We work quickly so you can start putting your money to use.

*Interest Rate Assumption for 30-Year Fixed Rate Mortgage: Interest Rate is based on $350,000 loan amount, on a primary single-family home, with a 74.99% loan to value ratio or lower, and a 740+ credit score. The payment on a $350,000 30-year Fixed-Rate loan at 3.125%  is $1,499 with 1 point due at closing. The Annual Percentage Rate (APR) is 3.48%. Interest Rate updated 4/3/2020.  Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.      

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If your mortgage rate is 4.25% or higher, it's worth a quick chat with a pressure-free, salaried mortgage advisor to see if refinancing makes sense for you.

Here's an example for refinancing a 30 year fixed loan.

*Interest Rate Assumption for 30-Year Fixed Rate Mortgage: Interest Rate is based on $350,000 loan amount, on a primary single-family home, with a 74.99% loan to value ratio or lower, and a 740+ credit score. The payment on a $350,000 30-year Fixed-Rate loan at 3.125%  is $1,499 with 1 point due at closing. The Annual Percentage Rate (APR) is 3.48%. Interest Rate updated 4/3/2020.  Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.      

*Interest Rate Assumption for 30-Year Fixed Rate Mortgage: Interest Rate is based on $350,000 loan amount, on a primary single-family home, with a 74.99% loan to value ratio or lower, and a 740+ credit score. The payment on a $350,000 30-year Fixed-Rate loan at 3.125%  is $1,499 with 1 point due at closing. The Annual Percentage Rate (APR) is 3.48%. Interest Rate updated 4/3/2020.  Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.      

Chat With An Advisor